Pre-Qualification within 24 Hours
0% Interest Rate for 6 to 18 months
Up to $150,000 in Credit Cards
Personal credit score on all 3 bureaus 680+
Under 40% utilization on each revolving accounts
No more than 4 bank inquiries per bureau in the last 12 months (Does not include secured inquiries like Auto loans and Mortgages)
No more than 3 unsecured accounts opened in past 12 months(Does not include secured inquiries like Auto loans and Mortgages)
No bankruptcies at all
No open(unpaid) collections or judgments
No late payments in 2 years, no charged off accounts
Seasoned major bank card trade lines $5,000 limit +. Must have a minimum of 2 open revolving accounts with $5k+ limit, with at least 2 years of history or more.
0% interest for 6 to 18 months
Interest rates vary with each credit line
9.9% success rate fee once funding is complete
***If you have a Credit Freeze or Fraud Alert on your credit profile that will need to be removed for review.
If you do not have the qualifications above, you can also obtain business credit cards using a credit partner who meets the criteria for the Credit Line Hybrid Funding program. A credit partner is most frequently a business partner, relative or friend, this is someone who temporarily assists you by guaranteeing your lines of credit until you can increase your credit rating to personally guarantee.